ABOUT US
Heart Score Economic Model
About Us
The author, (Khurshid Imtiaz Ul Haque) has created and developed an economic model which has been named as “HEART SCORE” Economic Model.
The model presents an alternative, qualitative as well as quantitative approaches that focuses on fundamental factors influencing global economies—Housing & Health (H), Energy & Education (E), Affordability (A), Rate (R), and Trade (T). The model is designed to be applicable to all economies, whether developed, developing, or emerging, and aims to provide practical solutions for economic stability and growth. By emphasizing root causes of economic instability, rather than just quantitative indicators, it provides a more comprehensive and adaptable perspective for policy-making and economic planning.
Heart overview: Is a compilation of the five pillars of economic performance:
H: Housing & Health
E: Energy + Education
A: Affordability
R: Rate (interest rate, inflation rate, Debt to GDP Ratio and GDP growth rate)
T: Trade (trade, tariffs, taxes & trade balance)
It focuses on where change is needed, seeking the reasons behind the problems and ways in which there is a solution to an array of problems such as affordability growth and economic quality and resilience.
Affordability is the middle segment of the “Heart” and is a bridge between the other four segments and therefore is a crucial pathway for achieving economic stability as well as maintaining and augmenting the social fabrics of the nations.
The Model is also a revolutionary assessment and economic performance tool integrating GDP Nominal, Gini Coefficient (addressing inequality ), Human Development Index (HDI), and affordability indicators. It provides a standardized scoring system (named as HEART SCORE— an alpha numeric structure) ranking countries by resilience and affordability, with sector-based analysis for clear strategic insights.
The model is being integrated with AI tools to add significant value to the structure, scope and scale.
Heart Score: Each country has been ranked with a score called “Heart Score”. This score is presented in a format that is both informative and easy to interpret. For instance, a score of “0.65A” means the country achieved a Heart Value of 0.65 and holds an Affordability Ranking of “A”—indicating strong core performance and economic resilience and accessible living standards.
The use of both numeric and letter grades allows policymakers and analysts to identify strengths and weaknesses quickly, track trends over time, and compare country-to-country progress with clarity.
This mathematical structure reinforces the HEART Model’s mission: to provide a deeper, fairer, and more accurate way of understanding economies—not just by their size or speed of growth, but by how effectively they serve their people in real, everyday terms.
Applications of The Heart Model:
Sovereign Economic Ranking
Policy Design
Multilateral Funding Allocation
Sovereign, Institutional
and Corporate Strategy
Academic Research
Crisis Response Planning
HEART Vision
Globalized economies require much deeper analysis for which “Heart Score Economic Model” or “HEART” have provided a human centric new multidimensional economic perspective of measuring and augmenting the national and global economies focusing on Economic Resilience and Affordability for the remaining part of the 21st century which will be dominated by Artificial Intelligence.
Heart “USC” (US-China) Economic Doctrine: USA and China are the two biggest economies of the world. Both nations are also the biggest financial and intellectual power houses of the world combined holding about 50% of the global economy in terms of GDP Nominal and therefore is of paramount importance for both great nations to collaborate economically without compromising their national security to keep the rest 50% of the global economies efficiently moving.
Heart describes both USA and China as “Big Two” of the global economic eco system. There is no nation in the world which claims to be considered as challengers for both because of their very small economic size in terms of GDP Nominal. Infect , they ideally described as the followers of USC and Heart considers the rest of the economic nations as “Overstated glorified economies” (OSGE) and therefore suggests to abolish the global economic ranking system in terms of GDP Nominal and replace the same with HEART SCORE which unifies the size and quality of an economy into a single alpha numeric score that provides a broad understanding of a country’s economy in terms of Affordability and Economic Resilience.
Conclusion
The HEART Economic Model is an AI Integrated innovative framework that offers a holistic and interconnected view of the global economy. By focusing on Housing, Energy, Affordability, Rates, and Trade, and later expanding to include Health and Education, the model provides a more realistic, inclusive, and applicable alternative to traditional economic models that often overlook socio-economic interdependencies.
The model’s interdisciplinary approach makes it a powerful tool for economists, analysts, and policymakers seeking to drive long-term stability, resilience, and equitable growth. Its strength lies in connecting economic indicators with quality-of-life outcomes, ensuring that macroeconomic success does not come at the expense of human development.
Until today, the HEART Score was calculated for G20 nations, which together account for approximately 80% of global GDP and 57% of the world’s population. This sample provides significant insights, yet also exposes a critical concern: the disproportionate concentration of global wealth in a few economies, leaving much of the global population economically marginalized. Such imbalance is unsustainable. The United Nations, as a global institution, must act not only through financial means but also through in tangible interventions such as knowledge sharing, capacity building, and inclusive policy advocacy to help bridge this widening gap.
